Money transfer & digital wallet

Send money home, instantly.

Ash Pay lets you send money to the people who matter — with a simple wallet, instant alerts, and cash pickup through trusted local partners.

Bank-grade security · Instant notifications · Built for families sending across borders

9:56●●● ◆
Welcome back
Ashraf
Card AA
Total balance
$4,365.00
Available to spend
Send
Request
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Bill Pay
Transaction History
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Sent to
Ash AI
ash
-$100.00
just now
Sent to
Ash AI
ash
-$10.00
Aug 31, 8:47 AM
Sent to
Ash AI
ash
-$10.00
Aug 31, 8:45 AM
‹ BackSend
Ash AI
@ash
Amount to send
$0
1005001000
1
2
3
4
5
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9
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0
Send

Sent

You sent $100.00 to @ash

Done
‹ BackRequest
Ash AI
@ash
Amount to request
$0
1005001000
1
2
3
4
5
6
7
8
9
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0
Request

Request sent

You asked @ash for $10.00

Nothing moves until they approve.

Done
Bill Pay is coming soon
Money receivedYou received $10.00 from Ash AI.
Try it — this phone is live. Tap  Send

Everything you need to move money

A wallet built for real life — sending to family, splitting with friends, and getting cash where it's needed.

Send in seconds

Send money to any Ash Pay user by username or phone number. Transfers settle instantly to their wallet.

Your digital wallet

Keep a running balance, review every transaction, and see exactly where your money went — all in one place.

Cash pickup & ATM cashout

Recipients can collect funds as cash through trusted exchange partners and partner ATM locations.

Instant alerts

Get notified the moment money arrives or someone requests a payment — by push notification and, if you choose, by text.

Request money

Ask friends or family to send you money with a simple request they can approve in a tap.

Protected by design

Every account is secured with a PIN and device verification, and every transfer is recorded on a tamper-evident ledger.

Security

Your money, carefully guarded

Ash Pay is built with the same principles banks use to protect money and data. Security isn't a feature we bolt on — it's the foundation.

  • End-to-end encrypted connections for everything you do in the app.
  • Accounts protected by a personal PIN and device verification.
  • Every transfer is written to a tamper-evident, double-entry ledger.
  • Sensitive credentials are never stored in plain text.

Built to be trusted with money

Balances are tracked to the cent and reconciled continuously, so what you see is always what you have.

Ash Pay
You received $150.00 from Ahmed.
Ash Pay
Sara requested $40.00 from you.

Stay in the loop

Ash Pay keeps you informed the instant something happens with your money — and you're always in control of how.

Push notifications are on by default, so you're alerted even when the app is closed.
Text alerts are opt-in only — turn them on in Settings, turn them off anytime by replying STOP.
Notifications

Alerts on your terms

When you receive money or a payment request, Ash Pay lets you know right away. Choose the alerts that work for you:

  • Push notifications for money received and requests.
  • Optional text (SMS) alerts you can enable or disable whenever you like.

See our Messaging Policy for how text alerts work, message rates, and how to opt out.

Money that moves with your family

Ash Pay is rolling out to bring fast, secure transfers to the people who need them most. Have a question or want to partner with us?

Contact the team